Funding Solutions

Capital structured around how your business actually earns.

Six products, one application, and a real person who matches your file to the right program — funded in-house, with partner programs for specialty needs.

Merchant Cash Advance

A purchase of future receivables with flexible remittances tied to your sales.

The fastest path to working capital for revenue-strong businesses. Pricing is expressed as a factor rate, not an interest rate, and remittances flex with your daily or weekly receipts. Credit challenges and prior defaults are considered.

Best fit

Businesses with consistent card or bank deposits that need capital this week — restaurants, retail, service businesses, and anyone banks move too slowly for.

What you need

3+ months in business, roughly $10,000+ in monthly revenue, and three months of bank statements.

Amount range
$10,000 – $2,000,000
Typical speed
As fast as 24 hours
Apply for Merchant Cash Advance

Business Line of Credit

Revolving access to capital you can draw on and pay down as needed.

Draw what you need, when you need it. Ideal for businesses with seasonal swings or recurring short-term gaps in cash flow.

Best fit

Owners who want a standing cushion rather than a lump sum — seasonal businesses, contractors between draws, and anyone smoothing out receivables.

What you need

6+ months in business, steady monthly revenue, and three months of bank statements.

Amount range
$10,000 – $500,000
Typical speed
1 – 3 business days
Apply for Business Line of Credit

Term Funding

A fixed amount with a set schedule for predictable, longer-horizon projects.

Structured funding with a defined schedule. Best suited to established businesses planning expansion, buildouts, or acquisitions.

Best fit

Established businesses with a specific project and a clear payback horizon — a second location, a renovation, an acquisition.

What you need

1+ years in business, a stronger credit profile, bank statements, and sometimes basic financials.

Amount range
$25,000 – $5,000,000
Typical speed
2 – 7 business days
Apply for Term Funding

Equipment Financing

Acquire trucks, machinery, or kitchen equipment using the asset itself.

The equipment secures the transaction, which keeps qualification requirements lighter. New and used equipment, plus private-party purchases, are considered.

Best fit

Trucking companies, contractors, shops, and practices acquiring specific equipment — new, used, or private-party.

What you need

An equipment quote or invoice, 3+ months in business, and three months of bank statements.

Amount range
$15,000 – $2,000,000
Typical speed
2 – 5 business days
Apply for Equipment Financing

Invoice Factoring

Turn unpaid B2B invoices into cash without waiting on net terms.

We advance against your outstanding receivables so payroll and materials never wait on a customer's accounting cycle. Approval leans on your customers' credit, not just yours.

Best fit

B2B businesses on net-30 to net-90 terms — staffing agencies, wholesalers, manufacturers, and freight carriers.

What you need

Outstanding B2B invoices, an aging report, and three months of bank statements.

Amount range
$20,000 – $3,000,000
Typical speed
24 – 72 hours
Apply for Invoice Factoring

SBA Bridge

Short-term capital that carries you while a longer SBA process finishes.

SBA programs take time. A bridge keeps momentum on the buildout, the acquisition, or the hire while the longer process runs its course.

Best fit

Owners already in an SBA pipeline who cannot afford to stall the project while underwriting runs its course.

What you need

Evidence of an active SBA application, 6+ months in business, and three months of bank statements.

Amount range
$50,000 – $1,000,000
Typical speed
3 – 10 business days
Apply for SBA Bridge

Not sure which one fits?

You do not need to pick. One application puts your file in front of multiple funding partners, and we come back with the structures that actually fit your revenue pattern.

  • No cost and no obligation to review offers
  • Bad credit and prior defaults considered
  • Open positions and stacked files reviewed
  • Factor rates and fees disclosed in writing

See what you qualify for in under 5 minutes.

No cost to apply, and checking will not affect your credit score.

Apply Now(833) 773-0513